Loan Origination System

CUSTOMIZABLE FOR YOUR WORKFLOWS

appTRAKER LOS is completely configurable to accommodate any workflow no matter how simple or complex.

SCALABLE TO FIT YOUR NEEDS

Our servers are hosted in the AWS virtual private cloud which guarantees the survivability of your data and allows you to thrive without worrying about outgrowing your LOS.

FULL RANGE OF INTEGRATIONS

We offer many integrations out of the box, but welcome new industry integrations into the mix.

Loan Originations

The BETTER SaaS Solution

  • Subprime automotive indirect lending

    Indirect Subprime Automotive Lending

    appTRAKER LOS was built with one purpose in mind: to optimize loan originations. Our system is unique for subprime lenders who are looking for the perfect fit for their indirect automotive lending model.

  • Direct consumer lending solution for any asset

    Direct Consumer Lending

    appTRAKER LOS DIRECT supports any type of asset, from mattresses to snow-mobiles, DIRECT has you covered!

  • Leasing origination solution for any asset

    Leasing

    For lenders who lease directly or indirectly to consumers.

Features

  • Rules-Based Pricing Engine

    Our powerful, versioned graphical rules design enables lenders to save time and increase user efficiency by creating rules for risk, pricing, and compliance.

  • Notifications & Alerts

    Communication is the key to success, so appTRAKER has a lender-defined notification system for all modules. Alerts can be triggered by events including exception requests, communications from dealers, and notifications of new documents in appTRAKER DOCS.

  • Granular Verifications Module

    appTRAKER’s verifications module is organized by fully customizable tasks and stipulations. Finalize loans quicker with multi-user access to deals, allowing simultaneous access for funders and processors without getting locked out. A comprehensive security model means that only users with the right access can complete certain tasks and functions.

  • Reporting, Dashboard, & Data Warehouse

    appTRAKER offers a suite of customizable reports included within the platform as well as the functionality to track origination KPI’s in real-time, allowing lenders to review operational data. We also allow access to a data warehouse designed for more powerful analytics.

  • Reliability & Security

    Launcher’s servers are hosted in AWS which guarantees the survivability of your data with continuous data backups, replication to various geographic regions, and multiple recovery options. Your data is fully encrypted for all customer NPI and SSL for all internet traffic. Launcher grants you full access control and readily available audit reports.

  • Queue-Based Workflows

    appTRAKER has fully customizable queues with the optimal subprime workflow to increase productivity. Applications move seamlessly from underwriting, verifications, and the disbursement module as deals progress through the application life-cycle.

  • Built-In Compliance

    appTRAKER LOS was built with compliance at its core, including Reg Z compliance and state rules. It also has the capability of enforcing any internal policies specific to the application.  

  • Custom Scorecards

    Develop your scorecard using bureau attributes, application data, public records, vehicle information, or integrate appTRAKER LOS with your own scorecard.  

  • Dealer Portal

    appTRAKER includes a feature-rich Dealer Portal where dealers can submit new applications, see real-time status of deals, instantly communicate with the lender, upload stipulations, and have access to fully populated forms and documents.

Integration Partners

Application submission sources, vehicle valuations, credit bureaus and public records, custom scorecards, loan servicing platforms, accounting systems, and fax, email, and SMS.

Find out if appTRAKER LOS is right for you!

Other Products

Tommie SzubaappTRAKER Loan Origination System