Two lenders can finance the same asset and still run almost nothing in common. Credit authority, exception handling, approval structures, acquisition channels and the systems origination has to reach are properties of the institution, not of the loan.
These pages start from that end — how a given kind of lender operates — and link across to the credit types and platform capabilities behind them.
Auto Lenders
Borrower, vehicle, dealer and structure all land at once — and a slow answer costs the deal.
Banks
Lending lines that rarely share a policy, a team or a channel, on one foundation that still respects how each is governed.
Credit Unions
One member with more than one lending need, served direct and indirect under policy the credit union defines.
Finance Companies
A defined customer, asset class or acquisition model served especially well — and changed when the business changes.
Specialty & Commercial Lenders
Transactions that general-purpose lending models flatten or overlook, handled on their own terms.