Platform

The appTRAKER Loan Origination Platform

Configure how lending works, automate what should happen, connect the people and information involved, and keep the entire origination process on one platform.

A lending operation run from one desk, connected to applications, documents, decisions and funding

The foundation behind your lending operation

appTRAKER is more than a Loan Origination System. It provides a configurable platform for managing the workflows, rules, documents, communications, queues, reporting, security and operational controls that surround loan origination.

Different products and channels can operate differently while sharing the same underlying lending foundation.

Configure the platform around how you lend

Every lender has different products, credit policies, teams, processes, approval structures and technology. appTRAKER is designed to accommodate those differences.

Platform capabilities work together throughout origination.

ApplicationWorkflowUnderwritingVerificationDecisionDocumentsFundingDownstream systems

Configure each stage around your products, policies, teams and approval authority.

Configurable workflows

Configure how applications progress through origination, including statuses, queues, assignments, tasks, approvals, stipulations, verification, documents, funding and downstream activity.

Different products, channels and business units can follow different processes on the same platform. Explore configurable workflows.

Automation & rules

Use lender-defined rules to evaluate application, credit, collateral, program, transaction and workflow information.

Rules can calculate values, determine eligibility, apply pricing, route work, create tasks, trigger verification, add stipulations, identify exceptions, initiate communications and support underwriting decisions.

Define the rule. Automate the action. Manage the exception.

Explore automation and rules.

Documents & stipulations

Track what is required, what has been received and what remains outstanding.

Documents and stipulations can participate directly in underwriting, verification, approval, documentation and funding workflows while remaining associated with the application. Explore documents and stipulations.

Reporting & queues

Queues help teams focus on the applications and activities that require attention. Reporting provides broader visibility into the lending operation.

Together, they help lenders organize work, monitor activity, identify exceptions and keep applications moving. Explore reporting and queues.

Communications

Communication participates directly in the lending workflow and stays connected to the application.

Support workflow-driven notifications, applicant follow-up, dealer interaction, document requests, status updates, decision communication and two-way SMS and email through integrated appTRAKER capabilities. Explore communications.

Security & compliance

appTRAKER incorporates security and operational controls throughout the platform.

Encryption
Authentication
Role-based access and user permissions
Auditability
Security monitoring
Backup and recovery
Infrastructure redundancy
Controlled API and integration access

LAUNCHER.SOLUTIONS maintains a SOC 2 Type 2 program supporting appTRAKER services. Explore the Trust Center.

One platform. Multiple lending experiences.

The platform provides the common foundation behind Launcher products and lending solutions. That foundation can support:

Direct consumer lending
Indirect lending
Business lending
Leasing
Auto lending
Personal loans
Credit cards
Home equity and HELOCs
Commercial equipment
Specialty lending

Other lender-defined programs can be configured as well. Each lending experience runs on one shared technology foundation, with its own applications, rules, workflow, documents, integrations and operating requirements.

Extend the platform

Purpose-built appTRAKER products extend the platform where specialized capabilities are required.

myLOAN

Digital applicant experiences.

Dealer Portal

Dealer-facing origination and transaction management.

myDEALER

Dealer Relationship Management.

CONNECT

Two-way SMS and email.

DOCS & FORMS

Documents, Form Packs, forms and eSign.

Fraud Intelligence

Fraud and identity intelligence.

autoBOUGHT

Automated underwriting and decisioning.

autoBUILT

Automated loan structuring.

Explore myLOAN, Dealer Portal, myDEALER, CONNECT, DOCS & FORMS, Fraud Intelligence, autoBOUGHT and autoBUILT, or see the full range on the products page.

One connected lending foundation

A lending platform should do more than hold applications. It should provide the foundation for how your organization works, decides, communicates, documents, controls and improves the lending process.

appTRAKER brings those capabilities together while allowing each lender to configure the platform around its own products, policies, people and technology ecosystem.

Configure the process. Automate the predictable. Connect the operation. Keep lending moving.

Let’s talk

Configure the process. Automate the predictable. Connect the operation.

See how appTRAKER brings workflows, rules, documents, queues, reporting, communications and security together on one lending foundation.