Loan Originations for Credit Unions

Mobile-responsive and configurable platform for direct and indirect credit application submission and loan originations.

Features

  • Direct & Indirect

    Built-in loan origination processes for direct and indirect loan types in a branch or online environment which accommodates any asset or loan type including personal, secured, or collateralized.

  • Application Portals

    Supports producer or consumer application entry via feature-rich portals with e-signing capabilities

  • Intelligent Decisioning

    Optional automated decisioning and rules engine allowing for complex pricing rules and calculations

  • Vendor Integrations

    Vendor-integrations for data use in scorecards and pricing, as well as integrations with your core system or Loan Servicing System (LSS) / Loan Management System (LMS). Integrated with Dealertrack and RouteOne for application submission.

  • Automation

    Automation helps to increase efficiencies by reducing human error, reducing operational costs, and speeding up cumbersome workflows and processes.

  • Comprehensive Verifications

    Configurable and comprehensive verifications module with automated verification tools, automated forms and documents, variance comparisons, and optional authority based-booking rules.

  • Focus on Compliance

    Compliance enforcement with fully customizable lending and funding authorities

  • Safe & Secure

    EI3PA Certified for security of bureau data and non-public information (such as customer names, social security numbers, addresses, etc). The security certification also reviews the effectiveness of firewall integrity, physical security, policies and documentation, encryption controls, stored data protection, system and processes security, and identity management and access controls.

  • Hosted in the Cloud

    Hosted by Amazon Web Services (AWS) for reliability with data replications across multiple regions, scalability, and 24/7 Availability

Find out if appTRAKER LOS is right for your business!

Dealer Portal

For Dealerships, Merchants, and Retailers


Credit Union Branded Dealer Portal

Secure Application Submission Via Portal or Dealertrack & RouteOne

USPS Address Verification

Forms & Document Generation with E-Signing

Auto-decisioning and Rehash Capabilities 24/7

Direct Dealer/Retailer/Merchant Communications with Credit Union

Online Document Upload for Paperless Process

Mobile Friendly

myACCOUNT.CARE

Consumer Digital Lending


Credit Union Branded Consumer Portal

Secure Application Entry

MFA Security Validations

Form & Document Generation with E-Signing

Out-of-wallet Verifications

Auto-decisioning

Direct Consumer to Credit Union Communications

Online Document Upload for Paperless Process

Mobile Friendly

Products

Integration Partners

Application submission sources, vehicle valuations, credit bureaus and public records, custom scorecards, loan servicing platforms, accounting systems, and fax, email, and SMS.

Tommie SzubaappTRAKER LOS for Credit Unions