Platform

Configurable Lending Workflows

Configure how applications move, who works them, what happens next, and where automation or human judgment belongs.

A workflow moving a loan from submit to underwrite, verify and fund, with an exception path

Build the lending process around how you operate

appTRAKER gives lenders a configurable workflow foundation for managing different products, channels, credit policies, teams and operating processes within one loan origination platform.

Configure workflows around the way your organization originates, evaluates, documents, approves and funds each lending product.

Orchestrate the lending process

appTRAKER workflows can coordinate activities from application through underwriting, verification, documentation, funding and downstream integration. Configuration can include:

Statuses and process stages
Queues and work groups
User assignments and tasks
Business rules
Conditions and exceptions
Stipulations
Approval authorities
Verification requirements
Notifications
Documents and eSign
Funding requirements
Integrations and downstream handoffs

Different lending products can use different workflows while remaining on the same appTRAKER platform.

Automation and human judgment

Automation and lender judgment operate in the same workflow.

appTRAKER automates repeatable work and routes defined exceptions — applications requiring judgment, additional verification or greater authority — to the appropriate lender role.

Automate the predictable. Route the exceptions. Keep the lender in control.

Different lending models. One workflow foundation.

Configure processes appropriate to:

Direct consumer lending

Digital application, verification, underwriting, documents and funding.

Indirect lending

Dealer origination, decisioning, rehash, stipulations, documentation and funding.

Business lending

Business entities, guarantors, collateral, underwriting, verification and documentation.

Leasing

Lease-specific structuring, credit, approvals, documents and funding.

Explore direct lending, indirect lending, business lending and leasing.

Extend the workflow

appTRAKER products add purpose-built capabilities throughout the process.

autoBOUGHT

Automated underwriting and decisioning.

autoBUILT

Automated deal structuring.

Fraud Intelligence

Identity and fraud intelligence within the workflow.

DOCS & FORMS

Documents, Form Packs and eSign.

CONNECT

Two-way SMS and email connected to the application.

Explore autoBOUGHT, autoBUILT, Fraud Intelligence, DOCS & FORMS and CONNECT.

Your process. One platform.

Products change. Policies change. Teams change. Integrations change. Your lending platform should be able to evolve with them.

appTRAKER represents your lending operation in configurable workflow, rules, queues, tasks and approvals.

Let’s talk

Configure the workflow around how you lend.

See how appTRAKER coordinates statuses, queues, rules, tasks, approvals, stipulations, verification, documents and funding in one configurable process.