Product

myLOAN

Give borrowers and members a simple, modern way to apply for and complete loans online.

A borrower applying for a loan on her phone through myLOAN while the lender reviews it

Digital Lending & Consumer Acquisition Portal

myLOAN gives lenders a modern, branded digital experience for acquiring borrowers and accepting loan applications online. Consumers can apply from virtually any device, provide documentation, satisfy stipulations, and electronically sign documents while application data flows directly into appTRAKER.

Designed for direct-to-consumer lending, myLOAN supports multiple products, brands, and origination channels, and feeds applications, documents, disclosures, communications, and signatures directly into the connected appTRAKER record.

It can be a great fit for:

Credit unions
Community and regional banks
Consumer finance companies
Automotive and specialty lenders
Direct-to-consumer lending programs
Multi-product lending organizations
Branch, dealer, call center, and digital origination strategies
Lenders modernizing an existing online application experience

A Complete Digital Lending Experience

myLOAN brings digital acquisition and the borrower experience directly into your loan origination workflow.

Digital Loan Applications

Give consumers a responsive, step-by-step application experience on mobile phones, tablets, laptops, and desktops. Configure the information, disclosures, validations, and application flow required for your lending programs.

Custom Branding & Embedded Experience

Present your lending experience under your own brand. Support custom branding, multiple brands, and dedicated URLs for specific products, programs, dealers, or acquisition channels. myLOAN can also be linked from or incorporated into your existing website.

Multichannel Consumer Acquisition

Capture applications from multiple sources while directing them into the same lending workflow. Support digital, branch, dealer, call center, retail, kiosk, lead-generation, and API-driven origination strategies.

Secure Document Upload & E-Sign

Keep the lending process moving after the initial application. Borrowers can securely provide supporting documents and trailing stipulations, including documents captured from a mobile device, and electronically sign applicable loan documents online.

Communication & Follow-Up

Keep borrowers engaged throughout the lending process with integrated communication capabilities. Combined with CONNECT, lenders can send and receive email and SMS communications, request information, and maintain communications with the application record.

Fully Integrated with appTRAKER

myLOAN uses the appTRAKER product, workflow, rules, document, and application record. Applications flow directly into appTRAKER LOS for decisioning, underwriting, verification, workflow management, documentation, funding, and downstream processing.

Why Choose myLOAN?

One Portal, Every Product

Consumer, automotive, equipment, powersports, marine and credit card programs run through one digital application instead of a portal per product.

Your Brand, Not Ours

Borrowers apply under your branding, on dedicated URLs, and can do it inside the website they already trust.

No Account Needed to Start

Guest applications keep the first step low-friction, with email or SMS verification added where your process requires it.

Configured Per Program, Not Per Site

Fields, disclosures, validations and application flow differ by lending program without standing up a second application.

Submitting Is Not the Finish Line

Borrowers come back to upload documents, satisfy trailing stipulations and sign, so follow-up does not fall back to email attachments.

One Record from Click to Close

The application a borrower starts is the same record underwriting, documents and funding work in appTRAKER.

From Application to Closing

The digital application begins an end-to-end lending experience that continues through underwriting, documents, eSign, and closing.

With myLOAN and appTRAKER, borrowers can move through more of the lending process electronically while your team continues working within a single loan origination environment.

Borrowers can:

Apply online from virtually any device
Complete individual or joint applications
Apply for different lending products
Provide required borrower and collateral information
Upload supporting documents
Satisfy requested stipulations
Receive electronic communications
Review applicable disclosures
Electronically sign loan documents
Continue the lending process without unnecessary handoffs between systems

Digital Acquisition Connected to Origination

Applications captured through myLOAN can enter appTRAKER LOS directly, where configurable workflows, integrations, verification services, decisioning tools, and lender processes take over.

The result is a more connected experience for both the borrower and the lending team.

Frequently Asked Questions About myLOAN

What is myLOAN?

myLOAN is LAUNCHER.SOLUTIONS’ digital lending and consumer acquisition portal. It provides borrowers and members with an online experience for submitting applications and completing additional portions of the lending process while integrating directly with appTRAKER LOS.

Who is myLOAN designed for?

myLOAN is designed for lenders offering direct-to-consumer credit, including credit unions, community and regional banks, consumer finance companies, automotive lenders, specialty finance companies, and other organizations looking to modernize their digital lending experience.

Is myLOAN a loan origination system?

myLOAN is the borrower-facing digital lending component of the broader appTRAKER LOS platform. myLOAN handles the digital applicant experience while appTRAKER provides the loan origination, workflow, underwriting, decisioning, documentation, and operational capabilities used by the lender.

Can myLOAN support multiple lending products?

Yes. myLOAN can be configured around different lending products and application requirements. Implementations can support secured and unsecured lending, automotive and specialty finance, equipment, powersports, marine, credit cards, and other lending programs supported by appTRAKER LOS.

Can myLOAN be branded for our organization?

Yes. myLOAN supports branded and multi-brand implementations. Lenders can create experiences for different brands, products, dealer programs, or business units and can use dedicated URLs to direct applicants into the appropriate application flow.

Do borrowers need to create an account before applying?

Not necessarily. myLOAN can support streamlined guest application flows that take consumers directly into the application process. Email or SMS verification can also be incorporated when required by the lender’s configuration.

Can applicants upload documents and electronically sign?

Yes. myLOAN can allow applicants to securely upload supporting documentation and satisfy stipulations online. Electronic signing can also be incorporated into the lending workflow so borrowers can complete more of the loan process digitally.

Does myLOAN support Spanish?

myLOAN can be configured to support Spanish-language application experiences, including translated standard fields and lender-specific content as part of the implementation.

Can myLOAN support pre-approved loan offers?

Yes. myLOAN can support pre-approved lending workflows that allow consumers to review and respond to personalized loan offers. Eligible applicants can be directed into a streamlined experience to review available terms, provide any additional required information, accept an offer, and continue through loan completion within the appTRAKER lending workflow.

What languages does myLOAN support?

myLOAN can be implemented in virtually any language. The borrower experience, application fields, instructions, disclosures, and lender-specific content can be translated and configured for the languages required by your organization and the consumers you serve.

Let's do this!

Ready to modernize your digital lending experience?

The Launcher team would love to show you how myLOAN and appTRAKER LOS work together.