Loan Originations for Credit Unions

Features

• Direct & Indirect

  Built-in loan origination processes for direct and indirect loan types in a branch or online environment which accommodates any asset or loan type including personal, secured, or collateralized.

• Application Portals

  Supports producer or consumer application entry via feature-rich portals with e-signing capabilities

• Intelligent Decisioning

  Optional automated decisioning and rules engine allowing for complex pricing rules and calculations

• Vendor Integrations

  Vendor-integrations for data use in scorecards and pricing, as well as integrations with your core system or Loan Servicing System (LSS) / Loan Management System (LMS). Integrated with Dealertrack and RouteOne for application submission.

• Automation

  Automation helps to increase efficiencies by reducing human error, reducing operational costs, and speeding up cumbersome workflows and processes.

• Comprehensive Verifications

  Configurable and comprehensive verifications module with automated verification tools, automated forms and documents, variance comparisons, and optional authority based-booking rules.

• Focus on Compliance

  Compliance enforcement with fully customizable lending and funding authorities

• Safe & Secure

  EI3PA Certified for security of bureau data and non-public information (such as customer names, social security numbers, addresses, etc). The security certification also reviews the effectiveness of firewall integrity, physical security, policies and documentation, encryption controls, stored data protection, system and processes security, and identity management and access controls.

• Hosted in the Cloud

  Hosted by Amazon Web Services (AWS) for reliability with data replications across multiple regions, scalability, and 24/7 Availability